Having avascular necrosis often means extra expense. You may be able to receive state benefits to help with the extra costs of having AVN, or if you’re unable to work.
It’s worth checking that you’re claiming everything that you are rightly entitled to.
Personal Independence Payment (PIP)
PIP helps with the extra costs caused by long term ill-health or disability if you are aged between 16 to 64.
You could get between £22.65 and £145.35 per week to help with the extra costs caused by your condition. How much you get does not depend on your condition but how your condition affects you.
You will require an assessment to work out the level of help you get. Your award will be regularly assessed to make sure you’re getting the right support.
Attendance Allowance (AA) is a benefit for people aged 65 or over with an illness or a disability who need help with personal care.
Access to work
Access to work provides practical advice and grants to help overcome work-related obstacles resulting from disability.
Carer’s Allowance is a weekly taxable benefit paid if you are aged 16 or over and regularly spend at least 35 hours a week caring for a severely disabled person.
Employment and Support Allowance
Employment and Support Allowance (ESA) aims to provide income and help for returning to work for people who cannot work due to sickness or disability.
Income Support (IS) provides a basic income for people who may be too ill to work, but not have enough NI contributions to get Employment and Support Allowance.
Jobseeker’s allowance (JSA) is for people who are unemployed or working less than 16 hours a week, who are available for – and actively seeking – work.
Council Tax Benefit
If you are on a low income and paying council tax you can claim Council Tax Benefit.
Help with health costs
If you or your partner are on Income Support or income-based Jobseeker’s Allowance, you can get help with your health costs. These include free NHS prescriptions, free NHS sight tests, and repayment of necessary travel costs to and from a hospital for NHS treatment.
If you are on a low income and paying rent, you can claim Housing Benefit.
Pension Credit is a means-tested benefit for people aged 60 or over. The qualifying age from which you can get the Guarantee Credit is gradually increasing from 60 to 65 between April 2010 and 2020.
The Social Fund
The Social Fund makes payments (called Crisis Loans) to people for an emergency or disaster, such as funeral payments, cold weather payments, and winter fuel payments.
Child Tax Credit supports people who are responsible for children whether they are at work or not. Working Tax Credit is a means-tested payment for those in low-paid work. It supports families with children and workers with a disability.